Clearpay is a UK subsidiary of Afterpay Limited (ASX: APT), an Australian listed company. Clearpay is transforming the way we pay by allowing customers to receive products immediately and pay for their purchases over four instalments, always interest-free, often known as ‘buy now pay later’ arrangements (BNPL). The service is completely free for customers who pay on time – helping people spend responsibly without incurring interest, fees or extended debt. As of June 30, 2021, the Afterpay group’s BNPL products are offered by nearly 100,000 of the world’s favourite retailers to more than 16 million customers globally. The Afterpay group’s BNPL products are currently available in Australia, Canada, New Zealand, the United States, the United Kingdom, France, Italy and Spain. The Afterpay group is on a mission to power an economy in which everyone wins.